Financing

One application. Every lender we work with.

Fill this out once and we'll shop it. Takes about five minutes, doesn't touch your credit, and gets you a real answer instead of a maybe.

Payment estimator

Unit price$14,950

Down payment$2,000

Rate (APR)9.99%

Term

Estimated monthly payment

$275

Amount financed: $12,950
Total interest: $3,555

Estimate only. Excludes tax, title, license, and any fees. Your actual rate and term are set by the lender based on credit approval, and will differ from this illustration.

Straight terms

No surprises between the quote and the paperwork.

Terms up to 72 months
On qualifying units and credit profiles. Shorter terms mean less interest — we'll show you both.
Multiple lenders, one form
We shop your application instead of sending it to a single bank and hoping.
Rent-to-own available
On select trailers, usually with no credit check. Ask which units qualify.
First-time buyers welcome
Limited credit history isn't automatically a no. A down payment goes a long way.

We never ask for your SSN here. This application collects what a finance manager needs to match you with the right lender. The credit pull happens on the lender’s secure system, not ours.

Credit application

Let's get you approved.

Required fields are marked. Everything else helps, but won't stop you from submitting.

Applying for

2024 Diamond Arrow 8.5 x 24 Enclosed Cargo (Stock CG-5540)

About you

First name

Last name

Mobile phone

Date of birth

Used to verify you're 18 or older.

Where you live

Lenders verify residence history, so use your current address even if you've been there a short time.

Street address

City

State

ZIP

Do you own or rent?

Monthly paymentOptional

Years thereOptional

Employment and income

Report gross income before taxes. Include self-employment under employer name.

EmployerOptional

Job titleOptional

Gross monthly income

Years with employerOptional

Other monthly incomeOptional

Source of other incomeOptional

Alimony, child support, or separate maintenance income need not be disclosed unless you want it considered.

The deal

Rough numbers are fine. We'll firm everything up when we talk.

Amount to financeOptional

Down paymentOptional

Preferred termOptional

Trade-inOptional

Anything else we should know?Optional

Co-applicant

Adding a co-applicant can help on approval and rate. Optional.

I'm applying with a co-applicant

Authorization

Read these before you sign. They matter.

I authorize a credit inquiry.I authorize WTX Fleet Sales and its lending partners to obtain my credit report to evaluate this application. I understand this may appear as an inquiry on my credit file.

I agree to be contacted.I consent to be contacted by phone, text, or email about this application, including at the mobile number provided. Message and data rates may apply.

Type your full name as your signature

This must match the first and last name you entered above.

Everything you submit is certified true to the best of your knowledge. Approval, rate, and term are determined by the lender, not by WTX Fleet Sales. See our contact page if you would rather apply in person.

Submitted over an encrypted connection. We never ask for your Social Security number on this site.

Questions

The things people ask before they apply.

Will this hurt my credit?

Submitting this form does not pull your credit. It goes to a finance manager first. A hard inquiry only happens once you and a lender move forward, and you'll know before it does.

Why don't you ask for my Social Security number?

Because we don't need it, and storing it would put your information at unnecessary risk. The lender collects it directly through their own secure portal when they run the application.

What credit score do I need?

There's no single cutoff. We work with several lenders covering a wide range of credit profiles, including first-time buyers and folks rebuilding. A down payment and a co-applicant both help.

Can I finance a used trailer?

Yes. Age and condition affect the term a lender will offer, but used units finance regularly. Older equipment sometimes works better as rent-to-own.

Do you do rent-to-own?

On select trailers, yes, with no credit check on most agreements. Ask us which units qualify.

How long does approval take?

Usually within one business day. If you apply in the morning we can often have terms back to you the same afternoon.